Insurance Cover

 

 

As part of your membership to Netball Scotland you automatically receive the benefit of the association’s Pubic Liability and Group Personal Accident insurance.

 

Liability

 

In simple terms, the Liability insurance policies will cover:

·         Public Liability (certificate download)
Cover for clubs and/or members if they are found to be legally responsible for causing bodily injury to third party (such as a member of the public or another member) or for damage to a third party’s property. 

 

 

Alongside the Liability insurance we have arranged cover for members if they are accidentally injured when participating in a sanctioned activity or event, or whilst taking part in a club organised training activity.  The covers also apply during a club organised social event.

If you have any queries about the cover please contact our brokers,  Bluefin Sport 0345 872 5060

 

When does the cover operate?

Both the Liability and Personal Accident insurance apply when a member of Netball Scotland is  participating in netball including training and commuting to and from events authorised by Netball Scotland.

 

The policies’ limits are as follows:

 

Liability

Public Liability - cover for your legal liability of up to £10M

 

 

Personal Accident

 

Category: Insured Persons:

A: All employees and adult members of the Policyholder excluding Bounce Back to Netball Members

B: All Junior Members of the Policyholder excluding Bounce Back to Netball Members

C: Bounce Back to Netball Members

 

Accidental bodily injury resulting in:

 

Category A

Category B

Category C

Death

£50,000

£5,000

£5000

Loss of Sight

£50,000

£50,000

£50,000

Loss of Hearing one ear

£12,500

£12,500

£12,500

Loss of Hearing both ears

£50,000

£50,000

£50,000

Loss of Limb

£50,000

£50,000

£50,000

Loss of Speech

£50,000

£50,000

£50,000

Permanent Total Disablement* (PTD)

£50,000

£50,000

£50,000

Quadriplegia

£25,000

£25,000

£25,000

Triplegia

£18,750

£18,750

£18,750

Paraplegia

£12,500

£12,500

£12,500



*The basis of cover for permanent total disablement is any and every kind.

The level of cover purchase by BKSA for it’s members does not include a weekly payment and the policy is not designed to replace your usual income in the event you are unable to work following an accident.

 

Maximum Benefit any one Insured Person

Death and Capital Sums: £50,000

 

Maximum Accumulation Limits

Any one aircraft: £1,000,000

Any one accident: £1,000,000

 

Endorsements applicable to this Policy:

 

Ligament Damage Benefit

 

In respect of category A & B in The Schedule under the Group Personal Accident Section of this policy:

In the event that an Insured Person sustains Accidental Bodily Injury during the Operative Time of cover which results in a tear to the Anterior Cruciate Ligament (ACL) that results in reconstructive surgery We Will pay You an additional sum of £100.

 

Accidental Death of or Capital Benefit for Corporate Guest

 

In the event that a Corporate Guest attends an event during the Operative time of Cover in an authorised business capacity and sustains Accidental Bodily Injury that had the Guest been a member would have resulted in a valid death or Capital Benefits claims we will pay You a benefit of 1 x annual salary up to a maximum of £25,000 in respect of any one accident

It is a benefit of being affiliated to Netball Scotland that your club will be covered by our Public Liability Insurance provided the relevant training information is included in your Club Details on our online membership system.  Should you wish to confirm we hold these details for you, then please do not hesitate to contact our Membership Development Officer, Gillian Taylor on 0141 428 3460 or membership@netballscotland.com

 

Claims

 

It is important that all incidents that may give rise to a claim, however minor, are reported to our insurance broker Bluefin Sport as soon as possible after the event.

 

Please email all incidents to sport@bluefinsport.co.ukor telephone 0345 872 5060 to report this directly to our brokers.

 

Other Insurances

 

Bluefin Sport are specialist brokers in the world of sport and can provide a wide range of products and services.  Contact us on 0345 872 5060, email sport@bluefinsport.co.ukor visit www.bluefinsport.co.uk.

 
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